Independent guide. This is not the official NELFUND website. Apply only at nelf.gov.ng.
Not affiliated with NELFUND or the government
NELFUND Loan Guide is an independent information website. It is not owned, operated, endorsed or sponsored by the Nigerian Education Loan Fund (NELFUND), the Federal Ministry of Education, the Federal Government of Nigeria, JAMB, NIMC, any bank or any tertiary institution.
We cannot see, process, approve, change or speed up any NELFUND application. Only NELFUND and your institution can do that, through the official portal and official channels.
No guarantee of approval, amounts or dates
Nothing on this site is a promise that your loan will be approved, that a payment will arrive on a particular date, or that you will receive a particular amount. NELFUND alone decides eligibility, approvals, payment schedules and amounts. Where NELFUND has not announced something, we say so instead of guessing.
Information can change
NELFUND's rules, deadlines, portal screens and payment arrangements can change at any time, sometimes without notice. We check our pages regularly and show a "Last updated" date and a "checked on" date for facts, but we cannot guarantee that every detail is current at the moment you read it. Always confirm important information on nelf.gov.ng, in the official portal, or with your school's NELFUND desk officer before you act on it.
Screenshots
Screenshots on this site show the official NELFUND portal at portal.nelf.gov.ng. They are used only to explain the process to students. Each one is labelled with the date it was taken, and all personal details (names, photos, email addresses, phone numbers, ID and account numbers) are blurred. The portal may look different by the time you use it.
Trademarks
"NELFUND", "Nigerian Education Loan Fund" and any related names and logos belong to their respective owners. We use these names only to describe the scheme our guides are about. We do not use NELFUND's logo, the Nigerian coat of arms or any official seal.
External links
We link to official NELFUND websites and to news reports we use as sources. We do not control those websites and are not responsible for their content, availability or privacy practices. Links to official sites open in a new tab so you always know when you are leaving NELFUND Loan Guide.
Not financial or legal advice
Our guides are general information for students. They are not financial, legal or professional advice. If you have questions about your loan agreement, repayment obligations or your legal rights, speak to NELFUND directly or to a qualified professional.
Beware of scams
NELFUND never charges a fee to apply. We never ask for your NIN, BVN, bank details or password, and no one at NELFUND Loan Guide can apply for you. If anyone claims to be from this site and asks for money or personal details, it is a scam.
Check announcements on the official NELFUND website
Goes to nelf.gov.ngFree to apply, no agentsOpens in a new tab
Questions about this disclaimer? Contact us. See also our Terms and Privacy Policy.