Independent guide. This is not the official NELFUND website. Apply only at nelf.gov.ng.

Terms of Use

Effective date: 8 November 2026. By using this site, you agree to these terms.

About the site

NELFUND Loan Guide is an independent information website about the Nigerian Education Loan Fund (NELFUND) student loan. It is not the official NELFUND website and is not affiliated with NELFUND or the Federal Government of Nigeria. Please also read our Disclaimer.

Using the site

You may read, share and link to our pages for personal and non-commercial use. You may not copy large parts of the site, republish it as your own, or present it as official NELFUND information.

No agency relationship

We do not act for you, for NELFUND or for any institution. We cannot submit, check, change or speed up an application. Using this site does not create any agency, advisory or business relationship between you and NELFUND Loan Guide. Anyone who claims to represent us and offers to apply for you, or asks for money, is not connected to us.

Accuracy and no warranty

We work hard to keep every date, amount and rule accurate and sourced. However, NELFUND's rules and the portal can change at any time. The site is provided "as is", without any warranty that it is complete, current or error-free. Always confirm important details on nelf.gov.ng or in the official portal before acting.

Limitation of liability

To the extent the law allows, NELFUND Loan Guide and its author are not liable for any loss or damage arising from your use of, or reliance on, this site. This includes a missed deadline, a rejected application or a delayed payment. Decisions about your loan are made only by NELFUND and your institution.

We link to official NELFUND websites and to news sources. We are not responsible for the content, accuracy or availability of other websites. Links that leave our site open in a new tab.

Acceptable use

You agree not to:

  • Use the site to commit fraud, impersonate NELFUND or mislead students
  • Try to hack, overload or disrupt the site
  • Send spam, malware or unlawful content through the contact form
  • Scrape or copy the site in bulk without permission

Intellectual property

The text, layout, wordmark and original graphics on this site belong to NELFUND Loan Guide unless stated otherwise. NELFUND names and any official marks belong to their owners. Screenshots of the official portal are used only to explain the process.

Governing law

These terms are governed by the laws of the Federal Republic of Nigeria. Any dispute will be handled by the competent courts in Nigeria.

Changes

We may update these terms from time to time. The effective date at the top of the page shows when they last changed. Continuing to use the site after a change means you accept the updated terms.

Contact

Questions about these terms? Email [email protected] or use the contact page.

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